Answer:
B
Explanation:
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Spending the credit limits over any irrational purchases can be referred to as unnecessary debt.
The debts, which could have been easily avoided, and make no sense spending one's credit limits over, are referred to as unnecessary debts.
For example, when someone purchases an unaffordable house on credit due to some attractive schemes, it will be considered as an unnecessary debt.
Hence, the concept of unnecessary debts is explained as above.
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